Residential Aged Care in Australia is Changing

The ages care system in Australia is about to experience major change. From 1st July 2014, residents entering aged care facilities will be faced with a new fee structure making it even more important to plan early and seek advice. While a new set of rules will apply to those entering care from 1 July 2014, all existing residents as at 30 June 2014 will continue to have their fees and charges … [Read more...]

Federal Budget should kick-start insurance tax debate

The Abbott Government's decision to cut billions from health and education is set to trigger a review of the GST rate, providing an opportunity for a national debate about insurance taxes. Last night's Federal Budget abandoned billions in future hospital and schools funding to the states, with the measures set to save the Federal Government $80b by 2025. The cut-backs are almost certain to … [Read more...]

It won’t happen to me!

Here are a few statistics to prove otherwise... Stroke – 1 in 6 people will suffer a stroke! (leading cause of long term disability in AUS adults). Heart Attack – A 40 year old has a 1 in 2 (males) or 1 in 3 (females) chance of suffering a heart attack before age 70. On average, an Australian suffers from a heart attack every 11 minutes. Diabetes T1– 1 in 25 people whose parents suffered … [Read more...]

Insurance for Medical Professionals

When it comes to protecting the livelihood of medical professionals, ClearView recognises that one size does not fit all. There are specific risks that you face on a daily basis that the general population may never face. ClearView LifeSolutions offers a range of cover types that include built-in benefits designed specifically with medical professionals in mind. Let ClearView help you...while … [Read more...]

Protect the ones you love with Life Insurance

Life insurance Most Australians will insure their car but neglect to insure their most valuable asset – themselves. In fact, many people do not even have sufficient life insurance to ensure their home loan is paid out in the event of their death, let alone provide a lump sum to their families to provide for their future. Consider this... You are married with two children in high school and a … [Read more...]

Total and permanent disability (TPD) insurance

Being unable to ever work again due to total and permanent disability would have a serious emotional and financial impact on you and your family. Having adequate cover in place for such an event can help secure your financial future and give you peace of mind. Consider this... You have recently started work as a General Practitioner in a local doctor’s surgery after many years of study. You … [Read more...]

Trauma cover bridges the protection gap

Many people feel that owning life insurance and income protection provides sufficient financial security against the threat of premature death, sickness or injury. Life insurance provides a lump sum benefit if the worst happens and income protection provides an ongoing monthly benefit if you are unable to work. But is there a financial “blind spot” that may leave you exposed even when these two … [Read more...]

Transition to retirement opportunity – now even better

Are you aged 55 or older and own a superannuation account? Have you considered a transition to retirement strategy to boost your retirement savings? For many, commencing a transition to retirement pension has been a very successful way to enhance superannuation savings for the future and recent changes to super rules have made the strategy even more attractive. From 1 July 2013, those 60 years … [Read more...]

Have you thought about insurance for your kids?

Have you thought about insurance for your kids?The social changes that have occurred over the last 40 years and the economic conditions that we experience today have created a unique situation for 45 to 65 year olds. Caught between the twin pressures of ageing parents and dependent children, they can rightly claim to be the ‘sandwich generation’. They may be better known as baby boomers – that … [Read more...]

Hall Finance & Insurance Solutions Joins Generation Moustache for Movember 2013

MOVEMBER is back and in 2013 Hall Finance & Insurance Solutions is joining Generation Moustache To make a donation please click on the link below. Men's Health On average, men die at a significantly younger age than women – the average life expectancy for Australian men is almost five years less than women (presently 79.5 … [Read more...]