GET TO KNOW YOUR ADVISER - Roy Hall Q: Why do you do what you do? A: I’ve dedicated my life to helping my clients and educating people to plan ahead, whether it’s for their child’s education, wealth creation or their retirement superannuation, also protecting themselves and their families with risk insurance which also ensures that their future plans are protected.  I do it because I come … [Read more...]

Tax office cracks down on work expenses

Paul Osborne (Australian Associated Press) Australia’s tax commissioner Chris Jordan says a recent random check of work-related expenses had turned up a “very large amount” of wrongful claims. Mr Jordan told a Senate estimates hearing on Wednesday in one case a man claimed $20,000 for tools, arguing he bought them with cash from gambling winnings which he kept at home and not in a bank … [Read more...]

Another warm year for Australia in 2017

AUSTRALIA’S WEATHER IN 2017 * Third warmest year on record – 22.76C mean temperature (0.95C warmer than 1961-1990 average) * Warmest year on record for Queensland (annual mean temperature 24.63C) and NSW (18.75C) * Maximum temperature across year (29.82C) second-warmest on record for Australia * Annual rainfall 504mm (8pct above long-term average) – Wet start and end to year but … [Read more...]

Brexit will impact on the West: Downer

Suze Metherell (Australian Associated Press) It is of of vital importance for Australia and the Western world that the separation between the UK and the EU is amicable, Australia’s High Commissioner to Britain Alexander Downer has told an audience in London. Speaking at the Menzies Lecture at King’s College on Monday night, Mr Downer said he hoped emotions wouldn’t overrun Brexit … [Read more...]

Helping your parents plan for the unexpected

Getting older is a fact of life and with any luck, we will all live to a ripe, happy and defiant old age, enjoying ourselves with loved ones, friends, children and grandchildren. As much as we desire this for ourselves and our families, it is likely that there will be a need for some assistance at some point down the track. And, while many people say they would tell their families to put them … [Read more...]

Timing your investment decisions

It is very easy to let emotion control our investment decisions when experiencing market volatility: especially when we are being bombarded with constant media coverage reporting gloomy performance and falling share prices. Many people put off investing simply because they don’t know when to start – they are seeking “the best time”. Others who are already in the market worry when the news is … [Read more...]

What is Market Volatility?

With share market volatility a daily part of news headlines, it's only natural to be concerned about how the fluctuations might be affecting the value of your investments. It can also be tempting to move your money into less risky investments. But don’t act too quickly!   Everyone has heard of the term “market volatility” but what is it exactly?   “Volatility” refers to the amount … [Read more...]

What’s the difference between Industry super schemes and others?

One of the most commonly asked questions about superannuation is about which type of fund to use.   There is a lot of debate as to which category of fund is better than the other so it is important to understand the key differences, their advantages and disadvantages.   Types of funds Industry funds These are multi-employer funds operated by parties to industrial awards, … [Read more...]

Redundancy – What do i do next?

  In our last article, we suggested some key immediate actions to take if you are experiencing redundancy. Today, our suggestions focus on actions you can take to move forward with your life and career.   Don’t delay your job search After you have been made redundant it is understandable to feel like you deserve a break, and to want to take some time out of the workforce. However you … [Read more...]

Redundancy – What do I do first?

  If you’re one of the thousands who have been made redundant – either on a forced or voluntary basis – it can be hard to know what to do next.   Being made redundant can be shocking, unexpected and life changing. Losing your job can be one of the most dislocating and confronting experiences of your life, even when it’s an option you have actively chosen.   The good … [Read more...]