GET TO KNOW YOUR ADVISER - Roy Hall Q: Why do you do what you do? A: I’ve dedicated my life to helping my clients and educating people to plan ahead, whether it’s for their child’s education, wealth creation or their retirement superannuation, also protecting themselves and their families with risk insurance which also ensures that their future plans are protected. I do it because I come … [Read more...]
April 23, 2020 by ·
Periodic Reviews are more than a necessity
March 22, 2016 by ·
One of the biggest challenges we have when planning for our financial security is determining the difference between what we really need…and what we’d like. Working with a financial adviser can help identify the difference. This happens when the relationship is first established: when the adviser becomes familiar with your lifestyle, career and financial situation. The adviser will … [Read more...]
Legal Issues associated with retirement villages
November 12, 2015 by ·
Legal Issues associated with retirement villages Buying into a retirement village is different from buying other residential property. The financial structures and legal titles can vary from village to village, so it's important to talk to your lawyer so that you understand their implications. Get independent legal advice before you sign up with a retirement village. You are … [Read more...]
The Possible Benefits of ” Transition of Retirement”
July 23, 2015 by ·
Transition to Retirement Income streams were originally introduced in July 2005 to help Australians who wanted to transition to retirement via part-time work. By starting a TTR, you don’t have to retire to withdraw your super benefits. You can work part-time or full-time or even casually. There are three major potential benefits available. Boost your super savings With a transition to … [Read more...]
When can i access my super?
July 3, 2015 by ·
When can I access my super? While it is important to understand your superannuation and the integral role it plays in saving for your retirement, it is just as important to know when and how you can access your money. You don’t have to wait until you’re retired to start thinking about accessing your super. Generally speaking, you can access your super: When you reach preservation age and … [Read more...]
How Much Superannuation Will I Need?
April 30, 2015 by ·
How much Superannuation will I need? Your retirement may be a distant thought or it may be just around the corner. Either way, it's important to know you'll be able to afford the lifestyle you want and deserve. While Australian employers are required to contribute at least 9.5% of your salary to super, you need to work out if this will be enough for you to live comfortably in … [Read more...]
What is the difference between superannuation and other forms of investment?
April 24, 2015 by ·
When it comes to saving for retirement, superannuation is specifically designed to help you accumulate funds in an easy, tax-effective way. Unlike other investments, superannuation is compulsory for most Australians. This is to ensure that people save some money for retirement. In 1992 the federal government introduced the Superannuation Guarantee making it the law for employers to make … [Read more...]
Residential Aged Care in Australia is Changing
June 5, 2014 by ·
The ages care system in Australia is about to experience major change. From 1st July 2014, residents entering aged care facilities will be faced with a new fee structure making it even more important to plan early and seek advice. While a new set of rules will apply to those entering care from 1 July 2014, all existing residents as at 30 June 2014 will continue to have their fees and charges … [Read more...]
What is Transition to Retirement Pension
February 25, 2014 by ·
You no longer need to wait until you are retired to benefit from your superannuation. If you are over 55 a ‘transition to retirement’ strategy can enable you to dramatically increase your super accumulation or to reduce working hours without losing any take home income. What is a transition to retirement pension? A transition to retirement pension is a type of superannuation pension that allows … [Read more...]