” A piece of paper that can change your world”

People say things in life are sent to test us and when you experience tragedy you reevaluate all things. I have had some major moments in my life where for some time I did reevaluate all things. The passing of my younger sister aged 31 years old from cancer, my Dad being diagnosed with kidney cancer and now living with only one very healthy kidney, but like most of us I became a prisoner to this … [Read more...]

Another aspect to taking care of your children

 The role of parent is challenging in so many ways. We are all busy providing for our children’s health, safety, growth and development. We make sure we protect our lives, our income and our major possessions. There are other ways we can protect our children from some of the more unfortunate things that may happen. It’s worth taking time to consider the option of Children’s insurance and the … [Read more...]

Helping your parents plan for the unexpected

Getting older is a fact of life and with any luck, we will all live to a ripe, happy and defiant old age, enjoying ourselves with loved ones, friends, children and grandchildren. As much as we desire this for ourselves and our families, it is likely that there will be a need for some assistance at some point down the track. And, while many people say they would tell their families to put them … [Read more...]

What is Transition to Retirement Pension

You no longer need to wait until you are retired to benefit from your superannuation. If you are over 55 a ‘transition to retirement’ strategy can enable you to dramatically increase your super accumulation or to reduce working hours without losing any take home income. What is a transition to retirement pension? A transition to retirement pension is a type of superannuation pension that allows … [Read more...]