ASIC is monitoring the controversial One Big Switch domestic insurance promotion but says it is too early to say if consumers are being misled. The News Corp-backed promotion has so far signed up more than 67,000 Australians, with a view to offering them a bulk discount on their home and contents cover. NIBA CEO Dallas Booth says he has spoken to ASIC about concerns that consumers could be … [Read more...]
Insurance for Medical Professionals
February 26, 2014 by ·
When it comes to protecting the livelihood of medical professionals, ClearView recognises that one size does not fit all. There are specific risks that you face on a daily basis that the general population may never face. ClearView LifeSolutions offers a range of cover types that include built-in benefits designed specifically with medical professionals in mind. Let ClearView help you...while … [Read more...]
Protect the ones you love with Life Insurance
February 26, 2014 by ·
Life insurance Most Australians will insure their car but neglect to insure their most valuable asset – themselves. In fact, many people do not even have sufficient life insurance to ensure their home loan is paid out in the event of their death, let alone provide a lump sum to their families to provide for their future. Consider this... You are married with two children in high school and a … [Read more...]
Trauma Insurance – Protection when you need it the most
February 25, 2014 by ·
Trauma insurance With the advancement of medical science, we are now living longer and we are surviving illnesses and traumatic events that would have once resulted in an early death. This is great news! However, it is also important to consider your quality of life if you have been diagnosed with a serious illness. Consider this... You have a son aged 8 and a $200,000 mortgage. You work … [Read more...]
What is Transition to Retirement Pension
February 25, 2014 by ·
You no longer need to wait until you are retired to benefit from your superannuation. If you are over 55 a ‘transition to retirement’ strategy can enable you to dramatically increase your super accumulation or to reduce working hours without losing any take home income. What is a transition to retirement pension? A transition to retirement pension is a type of superannuation pension that allows … [Read more...]
Total and permanent disability (TPD) insurance
February 25, 2014 by ·
Being unable to ever work again due to total and permanent disability would have a serious emotional and financial impact on you and your family. Having adequate cover in place for such an event can help secure your financial future and give you peace of mind. Consider this... You have recently started work as a General Practitioner in a local doctor’s surgery after many years of study. You … [Read more...]
HFI Insurance Brokers Provide Trauma Cover for Women
February 18, 2014 by ·
It won’t happen to me….. It’s natural to think it won’t happen, but the statistics on major illness for women prove otherwise: - The lifetime risk of women developing breast cancer before age 75 is 1 in 11 - The risk of being diagnosed with any type of cancer before the age of 75 is 1 in 4 females Many women also think that heart disease is generally a male condition, but the statistics … [Read more...]
HFI will help you build a brighter future for your children
February 18, 2014 by ·
Unlike the world we grew up in, children today are born into a far more competitive environment. It is more difficult to get a head start in life, with education and specialisation now critical to job and income security. It’s therefore not surprising that many parents and grandparents want to provide an investment nest egg to give their children and grandchildren a platform to build an … [Read more...]
HFI Super Strategies can make a real difference
February 18, 2014 by ·
It’s a known fact. Australians on average are living longer. We commonly spend over twenty years in retirement and the need to accumulate savings while we are still working to fund this increasing retirement period has never been greater. Luckily, there are still some super strategies available to help boost your retirement nest egg and the sooner you start the better. But remember that when … [Read more...]
Are there alternatives to income protection?
February 14, 2014 by ·
Research tells us that 69% of Australians do not own income protection insurance*. This alarming statistic begs the question about what the alternatives are for those people who choose not to insure their income. The first factor to establish when looking at the issue of whether income protection may be worthwhile for your situation is to examine the potential loss that you may face if … [Read more...]