Hall Finance & Insurance Solutions – Early Stage Melanoma a condition covered under the Trauma Plus Option

Slip, slop, slap - Early Stage Melanoma Extra care for the country with the highest incidence of melanoma in the world. With summer well and truly underway, chances are you have been enjoying the great outdoors, especially while on your holiday break. With this in mind, organisations such as Cancer Council Australia have taken the opportunity to remind all Australians that protecting themselves … [Read more...]

One stop shop for all finance and insurance needs

HALL Finance and Insurance Solutions describes itself as a one stop shop for all finance and insurance needs but Roy Hall says it has been hard work and perseverance all the way.   “After leaving school I worked my way up the ranks working for two banking organisations. I felt that clients didn’t always receive the service they needed, because if they didn’t fit the banks criteria or rules then … [Read more...]

Roy, Nadine, Shayla and Bayley Hall work to rescue a baby dolphin they named Sandy

A BABY dolphin found struggling for life at Rainbow Beach on Friday afternoon died over the weekend, but not before capturing a family's heart. Rainbow Beach property owner Nadine Hall, her husband Roy (pictured), their two children and a handful of other beach-goers came across the three-week-old fraser's dolphin half-way between Double Island Point and Rainbow around 3pm. They spent the … [Read more...]

10 Year Anniversary for HFI Group of Companies

10 Year Anniversary for HFI Group of Companies Our success and growth from a firm which started with myself and Nadine sitting around the table with zero clients to our present size where we handle in excess of five thousand clients per year is due to a variety of factors. As I look back on things, I think the most significant factor is the people who have touched our lives; some only for a short … [Read more...]

Rising Cost of Claims

Rising cost of claims The amount of paid out to customers who make claims is the biggest single cost of any insurance company.Claims levels across Australia have reached unprecedented levels over the past year as a result of a spate of natural disasters. For example, CGU received 25,000 extra claims over the 2010/2011 summer period alone as result of events including cyclones and floods across … [Read more...]

Trauma cover bridges the protection gap

Many people feel that owning life insurance and income protection provides sufficient financial security against the threat of premature death, sickness or injury. Life insurance provides a lump sum benefit if the worst happens and income protection provides an ongoing monthly benefit if you are unable to work. But is there a financial “blind spot” that may leave you exposed even when these two … [Read more...]

Transition to retirement opportunity – now even better

Are you aged 55 or older and own a superannuation account? Have you considered a transition to retirement strategy to boost your retirement savings? For many, commencing a transition to retirement pension has been a very successful way to enhance superannuation savings for the future and recent changes to super rules have made the strategy even more attractive. From 1 July 2013, those 60 years … [Read more...]

Have you thought about insurance for your kids?

Have you thought about insurance for your kids?The social changes that have occurred over the last 40 years and the economic conditions that we experience today have created a unique situation for 45 to 65 year olds. Caught between the twin pressures of ageing parents and dependent children, they can rightly claim to be the ‘sandwich generation’. They may be better known as baby boomers – that … [Read more...]

Hall Finance & Insurance Solutions Joins Generation Moustache for Movember 2013

MOVEMBER is back and in 2013 Hall Finance & Insurance Solutions is joining Generation Moustache To make a donation please click on the link below. https://www.movember.com/au/donate/payment/team_id/1083145 Men's Health On average, men die at a significantly younger age than women – the average life expectancy for Australian men is almost five years less than women (presently 79.5 … [Read more...]

Why is a Business Succession Plan needed?

Half of all Australians over the age of 30 can expect to be diagnosed with a serious illness, disability or injury at some time during their lives. Where a business is owned by two of more people, the death or permanent disablement of one owner can create financial hardship for the other owner(s). A sound business succession plan is important. If business owners have not implemented plans to … [Read more...]