People say things in life are sent to test us and when you experience tragedy you reevaluate all things. I have had some major moments in my life where for some time I did reevaluate all things. The passing of my younger sister aged 31 years old from cancer, my Dad being diagnosed with kidney cancer and now living with only one very healthy kidney, but like most of us I became a prisoner to this … [Read more...]
Another aspect to taking care of your children
April 15, 2016 by ·
The role of parent is challenging in so many ways. We are all busy providing for our children’s health, safety, growth and development. We make sure we protect our lives, our income and our major possessions. There are other ways we can protect our children from some of the more unfortunate things that may happen. It’s worth taking time to consider the option of Children’s insurance and the … [Read more...]
It’s a new financial year…get your money working harder for you
July 3, 2015 by ·
It’s a new financial year … get your money working harder for you Now that you have reviewed your spending habits, set some goals and planned a budget, it’s time to review and potentially refine how you make your money work for you. Rather than spending your income with the hope of having something left over to invest (which almost never works), set aside a portion of … [Read more...]
What is insurance in superannuation?
July 3, 2015 by ·
What is insurance in superannuation? Many super funds arrange life and disability cover for their members. Insurance is arranged by the super fund trustee, acting on behalf of the members of the fund. Having insurance for accidents and illness can provide a sense of security for you and your family. Deciding whether to have your insurance within superannuation or outside super can be a … [Read more...]
When do I need advice about my superannuation?
July 3, 2015 by ·
When do I need advice about my superannuation? With all that's happening in financial markets at the moment, it's only natural to be looking for help to make sense of it all. Like all of us, you want to know what the changing markets mean for you, your family, your savings and your future. And when it comes to seeking financial advice, the best time is now! If you are not sure when to seek … [Read more...]
Federal Budget should kick-start insurance tax debate
May 14, 2014 by ·
The Abbott Government's decision to cut billions from health and education is set to trigger a review of the GST rate, providing an opportunity for a national debate about insurance taxes. Last night's Federal Budget abandoned billions in future hospital and schools funding to the states, with the measures set to save the Federal Government $80b by 2025. The cut-backs are almost certain to … [Read more...]
It won’t happen to me!
May 9, 2014 by ·
Here are a few statistics to prove otherwise... Stroke – 1 in 6 people will suffer a stroke! (leading cause of long term disability in AUS adults). Heart Attack – A 40 year old has a 1 in 2 (males) or 1 in 3 (females) chance of suffering a heart attack before age 70. On average, an Australian suffers from a heart attack every 11 minutes. Diabetes T1– 1 in 25 people whose parents suffered … [Read more...]
Life Insurance – Protect the ones you love
April 29, 2014 by ·
Most Australians will insure their car but neglect to insure their most valuable asset – themselves. In fact, many people do not even have sufficient life insurance to ensure their home loan is paid out in the event of their death, let alone provide a lump sum to their families to provide for their future. Consider this... You are married with two children in high school and a $250,000 … [Read more...]
Protect the ones you love with Life Insurance
February 26, 2014 by ·
Life insurance Most Australians will insure their car but neglect to insure their most valuable asset – themselves. In fact, many people do not even have sufficient life insurance to ensure their home loan is paid out in the event of their death, let alone provide a lump sum to their families to provide for their future. Consider this... You are married with two children in high school and a … [Read more...]