The ages care system in Australia is about to experience major change. From 1st July 2014, residents entering aged care facilities will be faced with a new fee structure making it even more important to plan early and seek advice. While a new set of rules will apply to those entering care from 1 July 2014, all existing residents as at 30 June 2014 will continue to have their fees and charges … [Read more...]
Life Insurance – Protect the ones you love
April 29, 2014 by ·
Most Australians will insure their car but neglect to insure their most valuable asset – themselves. In fact, many people do not even have sufficient life insurance to ensure their home loan is paid out in the event of their death, let alone provide a lump sum to their families to provide for their future. Consider this... You are married with two children in high school and a $250,000 … [Read more...]
What you need to know about life insurance online!!
April 16, 2014 by ·
Applying on line is simple…… no blood tests or medical exams, only a few questions about past medical conditions and the policy can be issued then and there… SIMPLE…. BUT DID YOU KNOW that in the majority of cases you are paying more than you need to be compared to a fully underwritten life insurance policy tailored to suit you. Life insurance policies attached to Health Funds tend to be the … [Read more...]
Protect the ones you love with Life Insurance
February 26, 2014 by ·
Life insurance Most Australians will insure their car but neglect to insure their most valuable asset – themselves. In fact, many people do not even have sufficient life insurance to ensure their home loan is paid out in the event of their death, let alone provide a lump sum to their families to provide for their future. Consider this... You are married with two children in high school and a … [Read more...]
Trauma Insurance – Protection when you need it the most
February 25, 2014 by ·
Trauma insurance With the advancement of medical science, we are now living longer and we are surviving illnesses and traumatic events that would have once resulted in an early death. This is great news! However, it is also important to consider your quality of life if you have been diagnosed with a serious illness. Consider this... You have a son aged 8 and a $200,000 mortgage. You work … [Read more...]
Rising Cost of Claims
October 31, 2013 by ·
Rising cost of claims The amount of paid out to customers who make claims is the biggest single cost of any insurance company.Claims levels across Australia have reached unprecedented levels over the past year as a result of a spate of natural disasters. For example, CGU received 25,000 extra claims over the 2010/2011 summer period alone as result of events including cyclones and floods across … [Read more...]