Total & Permanent Disability (TPD) – Protection when you are not able to work again

Being unable to ever work again due to total and permanent disability would have a serious emotional and financial impact on you and your family. Having adequate cover in place for such an event can help secure your financial future and give you peace of mind. Consider this... You have recently started work as a General Practitioner in a local doctor’s surgery after many years of study. You have … [Read more...]

Why are insurance premiums rising

Why are premiums rising? It is an indisputable fact that insurance premiums accross Australia are rising. Fundamentally, rising premiums are being driven by a sharp rise in claims volumes, higher claims amounts, and a substantial increase in the costs associated with meeting those claims. Recent weather-related and other natural catastrophes in Australia and in other regions around the … [Read more...]