10 Year Anniversary for HFI Group of Companies

10 Year Anniversary for HFI Group of Companies Our success and growth from a firm which started with myself and Nadine sitting around the table with zero clients to our present size where we handle in excess of five thousand clients per year is due to a variety of factors. As I look back on things, I think the most significant factor is the people who have touched our lives; some only for a short … [Read more...]

Brexit will impact on the West: Downer

Suze Metherell (Australian Associated Press) It is of of vital importance for Australia and the Western world that the separation between the UK and the EU is amicable, Australia’s High Commissioner to Britain Alexander Downer has told an audience in London. Speaking at the Menzies Lecture at King’s College on Monday night, Mr Downer said he hoped emotions wouldn’t overrun Brexit … [Read more...]

” A piece of paper that can change your world”

People say things in life are sent to test us and when you experience tragedy you reevaluate all things. I have had some major moments in my life where for some time I did reevaluate all things. The passing of my younger sister aged 31 years old from cancer, my Dad being diagnosed with kidney cancer and now living with only one very healthy kidney, but like most of us I became a prisoner to this … [Read more...]

Don’t Gamble on Financial Advice

Don’t Gamble On Financial Advice In an age of information overload and pervasive social media it seems everyone has an opinion they want to share. Being able to discriminate between what is useful and what is fanciful is increasingly important – especially when it comes to financial issues. A little knowledge can be a dangerous thing Ever had the temptation to jump on the web whenever you … [Read more...]

The Hidden Dangers of the Unplanned Estate

The Hidden Dangers of an Unplanned Estate  While most of us are aware of the importance of making a Will, there are other estate issues that may not be so obvious and can have dramatic consequences on family security. It’s not just the wealthy – all families need to plan for financial, legal, medical and child care decision making to ensure their wishes are carried out accurately. Estate … [Read more...]

Another aspect to taking care of your children

 The role of parent is challenging in so many ways. We are all busy providing for our children’s health, safety, growth and development. We make sure we protect our lives, our income and our major possessions. There are other ways we can protect our children from some of the more unfortunate things that may happen. It’s worth taking time to consider the option of Children’s insurance and the … [Read more...]

Helping your parents plan for the unexpected

Getting older is a fact of life and with any luck, we will all live to a ripe, happy and defiant old age, enjoying ourselves with loved ones, friends, children and grandchildren. As much as we desire this for ourselves and our families, it is likely that there will be a need for some assistance at some point down the track. And, while many people say they would tell their families to put them … [Read more...]

Timing your investment decisions

It is very easy to let emotion control our investment decisions when experiencing market volatility: especially when we are being bombarded with constant media coverage reporting gloomy performance and falling share prices. Many people put off investing simply because they don’t know when to start – they are seeking “the best time”. Others who are already in the market worry when the news is … [Read more...]

Periodic Reviews are more than a necessity

One of the biggest challenges we have when planning for our financial security is determining the difference between what we really need…and what we’d like.   Working with a financial adviser can help identify the difference. This happens when the relationship is first established: when the adviser becomes familiar with your lifestyle, career and financial situation. The adviser will … [Read more...]

Why have Life Insurance…. do i need it?

Let’s start with a quick quiz: Are you married? Do you have dependent children? Do you have other dependent relatives? Do you have major financial obligations? Do you own a business? Do you have a large estate that will take time to distribute?   If you answered yes to any of the questions above, you probably need life insurance. Now that you know this is important for … [Read more...]

Legal Issues associated with retirement villages

Legal Issues associated with retirement villages   Buying into a retirement village is different from buying other residential property. The financial structures and legal titles can vary from village to village, so it's important to talk to your lawyer so that you understand their implications.   Get independent legal advice before you sign up with a retirement village. You are … [Read more...]